Guru Peyarchi 2015-2016 - Kanni (Virgo) Rasi
Guru is at 12th Place and Saturn at 3rd Place and a friend house. You are already in a relief period from Saturn with lot of new initiatives, and with most of the financial issues getting resolved. Do not worry about 12th place of Guru; try to spend money in a good way and invest for future. This will give big relief (don't worry whether it is a big amount). Do take care of health until Jan 2016, Raaghu, Ketu Transit.
Guru Peyarchi 2015-2016 (5th July 2015/14th July 2015 to August first week 2016 as per Panchangam), Guru is entering into Magha Naksthatra and then Pooram, Uthiram. Guru is moving to Simha (Leo) Rasi and this transition will be a mix of good/bad results in general to all and the world because Saturn is looking into the Simha house and Raaghu is joining Guru from Jan 2016.
Who is Guru?
Jupiter/Brahaspathi/Brahman - He protects all as much as he can and doesn't harm anyone. If we do the karma, as per our GURU's (Acharya's) philosophy, then there would be no constraints for marriage, health or happiness. Make sure you approach the right astrologer. Otherwise you will end up with "general predictions".
Order of Prediction:-
As per my understanding and learnings from different happenings, following should be the order of prediction/prediction flow :-
The result will be a mix of all 4 and it is difficult to predict just with transit. Some of us will get benefits based on Kocharam (point 4) and others based on the base Horoscope. So one needs to analyze properly.
---Prasanna Venkatesan Kesavan