Post Office RD: How Much Will You Get by Investing ₹5,000 Per Month for 5 Years?
In a time of rising prices and financial uncertainty, many people prefer safe and risk-free investment options. The Post Office Recurring Deposit (RD) scheme is one such government-backed savings plan that offers security along with steady returns.
Currently, the Post Office RD offers an interest rate of 6.7% per annum, compounded quarterly. This means investors earn interest on interest, helping their savings grow steadily over time.
If you invest ₹5,000 every month for 5 years (60 months):
- Total investment: ₹3,00,000
- Estimated maturity amount: Approximately ₹3.55 lakh
- Estimated interest earned: Around ₹55,000
The scheme is ideal for individuals who cannot invest a large lump sum at once but want to build a corpus gradually. The minimum monthly deposit starts at just ₹100, and there is no maximum limit, making it accessible to a wide range of investors.
With government guarantee and zero market risk, the Post Office RD remains a dependable choice for conservative savers looking for stable long-term returns.
