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5 Best health insurance plans in India


Posted on : 15/Mar/2019 10:12:12

There are a lot of lifestyle changes that keeps waving in one after the other. In addition to giving physical trouble, these health issues give rise to financial constraints, thus adding pressure to one’s life. This naturally paves way for the medical insurance schemes to surge from around the corners. These insurance schemes are saviours. Each one of us intend to get the best health insurance scheme that falls within your budget.

1. Apollo Munich Easy Health

Out of all the different Insurance policies from Apollo, the Apollo Munich Easy Health is prominent and thriving. This is a must-note health insurance policy for all of us as it comes with a lot of benefits.

Under this plan, customers get in-patient treatment. This can be used for any kind of hospitalization expense incurred for more than 24 hours.

It also provides pre-hospitalization cover. This can be used to cover all kinds of medical expenses that you have spent before 60 days of getting hospitalized. And with the post hospitalization cover, you can get all the medical expenses done after getting hospitalized.

It comes with about 144 day care medical expenses

The beneficial factor of this plan is the domiciliary treatment expense where you are allowed to get medical treatment right at home that might rather have got treated in a hospital.

That said, these features make the plan the best of all.

2. ICICI Lombard Complete Health Insurance

This plan from ICICI called the Lombard Complete Health Plan is definitely worth mentioning among all the other plans from the same provider.

This also has a number of benefits including cashless hospitalization. There are many tax benefits and free health checkups and up to 15 days of free look period, emergency ambulance cover, etc. It comes with options to renew it for lifetime. Further, apart from the expenses incurred towards hospitalization or treatment, the policy also encompasses expenses that you make towards daycare procedures. In ICICI network of hospitals, one can also enjoy treatment without cash.

3. Religare Health Insurance

Yet again, this plan from Religare is an extensive one that encompasses all of your family members. This keeps you protected from any likely financial constraints or medical emergency. There are several benefits from Religare.

Right from room rent to daycare expenses, ICU charges, ambulance charges, domiciliary additions, pre hospitalization and post hospitalization expenses, check up consulting fees, etc. are all covered.

For treatments taken up at home for three consecutive days, the insurance plan provides compensation towards domiciliary expenses. Hence, there should be nothing that drags you or makes you wait for the core treatment.

Application for the coverage is welcome from any age. Even the one who ages a 100 years can apply for a policy.

4. Bajaj Allianz Health Guard

There are a number of health insurance policies from Bajaj Allianz that are extensive and really useful. Of these, the Bajaj Allianz Health Guard is noteworthy.y. It provides the needed cover in order to ensure proper health treatment without any delay. You will be financially secured by opting to this health insurance plan.

Features of the plan includes coverage for pre hospitalization and post hospitalization expenses along with expenses towards investigation, consulting, medicines, etc. Also it comes with renewability for the lifetime. Cashless treatment is possible across more than 4000 network of hospitals that accept their policy.

5. Max Bupa Health Companion Health Insurance Plan

The Max Bupa is a very common name among the policy holders as it provides customized plans for each one of us who come with varied needs. It covers all kinds of hospitalization expenses including pre-hospitalization and post-hospitalization ones. There is also in-patient treatment that is allowed here. Also it permits daily cash allowance.

Health is wealth! There is no denying in the fact. You definitely need to insure your health well in advance in order to be confident and combat unexpected emergencies for yourself or your family members. It is never a waste of money! This is a form of investment that will give helping hand when you are in real need. If you have still not got enrolled with any such plan, it is time to think of it and take a wise decision.