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What You Should Know Before Choosing Professional Negligence Insurance for Medical Establishments

Posted on: 05/May/2026 5:24:58 PM - No. of views : (1505)

This policy provides protection against legal liability arising from errors, omissions, or negligence by medical professionals or staff.

What It Covers

- Legal liability for injury or death of a patient - Covers acts by doctors, qualified assistants, nurses, and technicians - Includes claims due to errors, omissions, or negligence in services provided

What Is Not Covered

- Conditions related to HIV - Cosmetic procedures like plastic surgery or grafts (except specific medical cases) - Genetic damage from X-ray or radioactive treatments - Terrorism-related claims

Disclaimer

This is a general overview for understanding purposes. Refer to the policy document for complete terms, conditions, and exclusions.