Bank Holidays in July 2026: Banks to Remain Closed for 12 Days Across India

If you have important banking work scheduled for July 2026, it is advisable to plan ahead. Banks across India will remain closed for a total of 12 days during the month due to weekly holidays, national observances, and state-specific festivals. Before visiting your bank branch, make sure to check the holiday schedule applicable to your state.

The 12-day holiday list includes Sundays, the second and fourth Saturdays, as well as regional festivals observed in different states. Visiting a bank without checking the holiday calendar could result in unnecessary inconvenience.

July 2026 Bank Holiday List

July 5 (Sunday): Weekly holiday
July 6 (Monday): Muharram (Ashura) – Banks closed in several states
July 9 (Thursday): Beh Dinkhlam – Banks closed in Meghalaya
July 11 (Saturday): Second Saturday – Banks closed nationwide
July 12 (Sunday): Weekly holiday
July 16 (Thursday): Rath Yatra – Banks closed in Odisha and Manipur
July 17 (Friday): U Tirot Sing Day – Banks closed in Meghalaya
July 19 (Sunday): Weekly holiday
July 22 (Wednesday): Kharchi Puja – Banks closed in Tripura
July 25 (Saturday): Fourth Saturday – Banks closed nationwide
July 26 (Sunday): Weekly holiday

According to the Reserve Bank of India (RBI) holiday calendar, some holidays apply across the country, while others are observed only in specific states. For example, banks will remain closed in Odisha and Manipur on Rath Yatra, while branches in other states will continue to operate normally.

Digital Banking Services Will Continue

Even when bank branches are closed, internet banking, mobile banking, UPI, and ATM services will remain available 24/7. Customers can continue to transfer money, pay bills, recharge mobile phones, and carry out most digital transactions without interruption.

However, services such as cheque clearance, cash deposits and withdrawals at the branch, demand draft (DD) issuance, loan-related documentation, and passbook updates require a visit to a bank branch. Customers are advised to complete these transactions before the holidays.

Plan Your Banking in Advance

Before visiting your bank, confirm whether it is a working day in your state. Completing important banking tasks in advance and making full use of digital banking services can help you avoid delays. If you are unsure about local holidays, check with your bank branch or refer to the RBI holiday calendar.

With proper planning, you can avoid last-minute inconvenience and ensure your banking needs are met smoothly during the July 2026 holiday period.