Times Black ICICI Bank Credit Card - Luxury Privileges, Lounge Access & Fees
The Times Black ICICI Bank Credit Card is a premium credit card designed for high-value spenders and luxury seekers, offering exclusive privileges, unlimited lounge access, curated lifestyle services, and high-end rewards.
Key Benefits
- Luxury Stay Gift Card: Choose between EaseMyTrip (₹10,000) or Lohono (₹12,000).
- Unlimited Domestic Lounge Access: Complimentary access at all domestic airports.
- Unlimited International Lounge Access: Luxury access worldwide.
- Gourmet Privileges: Annual Zomato Gold membership for dining benefits.
- Lifestyle Gift Cards: Toni&Guy (₹3,000) and Interflora (₹1,000).
- Luxury Experiences: Luxury stay on spends of ₹20 lakh; Tata CLiQ Luxury Gift Card on spends of ₹10 lakh.
- Premium Travel Benefits: No cancellation charges on domestic flights and hotels (up to ₹12,000); travel visa benefits via Atlys and OneVasco.
- Golf & Lifestyle Management: Curated services from CribLife.
- 24x7 Concierge Services: Dedicated assistance for travel, dining, and lifestyle needs.
- Fuel Surcharge Waiver: 1% on transactions at all fuel stations.
- Insurance Coverage: Air Accident Insurance included.
Rewards Program
- International Spends: 2.5% rewards
- Domestic Spends: 2% rewards
- Redemption Options: Health & beauty, travel & luggage, shopping vouchers, electronics, home appliances, fashion & lifestyle
Fees & Charges
- Joining Fee: ₹20,000 + GST
- Annual Fee: ₹20,000 + GST (waived for next year if annual spend exceeds ₹25 lakh)
- Forex Markup: 1.49%
- ATM Withdrawal: Nil
- Interest on Minimum Payment: 3.75% per month
- Late Payment Fee: ₹100 - ₹1,300
Eligibility
- Age: 21 years and above
- Income: Salaried: Monthly income ≥ ₹2,00,000 | Self-employed: Annual income ≥ ₹24,00,000
- Documents: Fully digital application; no physical documents required
Why Choose Times Black ICICI Bank Credit Card
- Ideal for premium users and luxury lifestyle enthusiasts
- Unlimited lounge access, curated travel, and dining privileges
- High rewards on domestic and international spends
- Provides exclusive concierge services, lifestyle gifts, and luxury experiences
Summary
The Times Black ICICI Bank Credit Card is a luxury premium card offering exclusive lifestyle privileges, unlimited lounge access, curated experiences, and high rewards, perfect for high-income earners and frequent travelers.
Disclaimer
- Information is for reference only and subject to change.
- Fees, offers, and privileges are governed by ICICI Bank and card network terms.
- Always verify details on the official ICICI Bank website before applying.
