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How to Apply for SBI Gold Loan

Posted on: 23/Oct/2025 3:21:05 PM

How to Apply for SBI Gold Loan

The State Bank of India (SBI) offers easy Gold Loans against pledged gold ornaments or bank-sold gold coins. With minimal paperwork, quick disbursal, and low interest rates, SBI Gold Loans help you meet financial needs like education, business, or emergencies.

Key Features

- Loan Amount: ₹20,000 to ₹50 lakh

- Interest Rate: From 8.75% p.a. onwards

- Tenure: 3 to 36 months

- Security: Pledge of gold ornaments

- Processing Fee: As low as 0.25% (special offers available)

Eligibility & Documents

Individuals above 18 years with a steady income can apply. Required documents include ID proof, address proof, and two passport photos.

How to Apply

Visit the nearest SBI branch with your gold and KYC documents. After valuation, the loan is approved and credited quickly. For details, call 1800-1234 / 1800-2100 or give a missed call to 7208933143.

Disclaimer: Terms, interest rates, and policies are subject to change. Please visit the official SBI website or your nearest branch for the latest updates.