YES BANK Paisabazaar PaisaSave RuPay Credit Card - Features, Cashback & Fees
The YES BANK Paisabazaar PaisaSave RuPay Credit Card is a co-branded virtual credit card designed for UPI payments, cashback rewards, and lifestyle spending benefits. The card is available exclusively for existing Paisabazaar PaisaSave cardholders.
Key Features & Benefits
UPI Credit Card Payments
- Supports UPI payments using RuPay Credit Card
- Can be linked with supported UPI apps
- Enables QR code and UPI ID payments directly through credit card
Virtual Credit Card
- Issued as a virtual-only credit card
- No physical card is provided
Cashback Rewards
- 6% cashback
- Equivalent to 12 Reward Points per ₹200
- Applicable on eligible Dining and Travel spends
- 1% cashback
- Equivalent to 2 Reward Points per ₹200
- Applicable on other eligible spends
Fuel Benefits
- 1% fuel surcharge waiver
- Applicable at fuel stations as per card terms
No Joining or Renewal Fee
- Zero joining fee
- No annual membership fee
Additional Features
- Instant EMI conversion facility
- EMI on Call service
- YES PayNow feature
- E-mandate registration for subscriptions and bill payments
Eligibility Criteria
- Available only for existing YES Bank Paisabazaar PaisaSave Credit Card holders
Fees & Charges
- Joining Fee: Nil
- Annual Fee: Nil
- Interest Rate: 3.99% per month on:
- Revolving credit
- Cash advances
- Overdue amount
Summary
The YES BANK Paisabazaar PaisaSave RuPay Credit Card is focused on digital payments and cashback rewards through UPI transactions. With zero annual fees, virtual card access, and cashback on dining and travel spends, it is suitable for users looking for a RuPay-based UPI credit card experience.
Disclaimer
This content is for informational purposes only and does not represent official communication from YES BANK or Paisabazaar. Features, cashback structure, fees, and eligibility criteria may change as per bank policies. Users should verify the latest details on the official YES BANK website before applying.
