PPF Continues as Popular Long-Term Investment Option in 2026
The Public Provident Fund (PPF) remains one of India’s most trusted long-term investment schemes, offering safety, stable returns, and tax benefits. The Government of India has retained the PPF interest rate at 7.1% per annum for FY 2026-27.
Under the latest updates, the annual investment limit has been increased from ₹1.5 lakh to ₹2 lakh. Investors can also make partial withdrawals after four years instead of the earlier five-year rule.
PPF continues to provide tax benefits under the Exempt-Exempt-Exempt (EEE) category, where contributions, interest earned, and maturity amounts remain tax-free under the old tax regime.
Financial experts advise investors to make timely and regular deposits to maximise long-term returns through annual compounding.
