What You Should Know Before Choosing a Janata Personal Accident Policy
This policy offers financial protection against accidental death and disability, covering individuals regardless of gender, occupation, or profession.
Who Can Be Covered
- Any person aged 5 to 70 years
- Covers self and dependent family members
- Available for individuals and pre-identified groups
- Group discounts apply based on size
- Policy can be taken for up to 5 years (long-term)
Sum Insured & Premium
- Minimum: Rs.25,000 per person per year
- Maximum: Rs.1,00,000 per person per year
- Premium starts at Rs.15 for Rs.25,000 coverage
- Sum insured can be increased in multiples of Rs.25,000
What Is Covered
- Accidental Death: Compensation if death occurs within 12 months due to an accident
- Permanent Total Disablement: Full compensation for total disability caused by an accident
- Permanent Partial Disablement: Compensation based on injury severity within 12 months
Disclaimer
This is a general overview. Please refer to the policy document for complete terms, conditions, and coverage details.
