How to Apply for TNSC Bank Jewel Loan
TNSC Bank offers multiple Jewel Loan schemes designed to help individuals meet their financial needs by pledging their own gold jewellery. With attractive interest rates, quick processing, and flexible repayment options, these loans provide convenient access to funds for personal, business, or emergency purposes. Customers can choose from various jewel loan types based on their requirements and repayment capacity.
EMI Jewel Loan
- Security: Only own gold jewels should be pledged.
- Loan: Up to ₹6,000 per gram
- Quantum: Minimum ₹25,000 and Maximum ₹2 lakh
- Rate of Interest: Flat 6%
- Repayment Period: 12 months
- Processing Charges: 0.5% of the loan amount
- Preclosure Charges: Up to 6 months – ₹500, After 6 months – Nil
Jewel Loan - Bullet
- Security: Only own gold jewels should be pledged.
- Loan: Up to ₹6,000 per gram
- Quantum: Minimum ₹1,000 and Maximum ₹2 lakh
- Rate of Interest: 9.50% p.a. (on monthly rests, subject to change)
- Repayment Period: 12 months from the date of issue
Jewel Loan 30
- Security: Only own gold jewels should be pledged.
- Loan: Up to ₹6,000 per gram
- Quantum: Minimum ₹1,000 and Maximum ₹30 lakh
- Rate of Interest: 10.25% p.a. (on monthly rests, subject to change)
- Repayment Period: One year from the date of issue
- Note: Additional conditions apply. Please contact your nearest branch for more details.
Jewel Loan 5
- Security: Only own gold jewels should be pledged.
- Loan: Up to ₹6,000 per gram
- Quantum: Minimum ₹1,000 and Maximum ₹5 lakh
- Rate of Interest: 10.00% p.a. (on monthly rests, subject to change)
- Repayment Period: One year from the date of issue
Jewel Loan - 6 Months
- Security: Only own gold jewels should be pledged.
- Loan: 75% of current market per gram rate
- Quantum:g> Minimum ₹10,000 and Maximum ₹30 lakh
- Rate of Interest: 9.50% p.a. (on monthly rests, subject to change)
- Repayment Period: Six months from the date of issue
How to Apply:
To apply for a Jewel Loan, visit your nearest TNSC Bank branch with your gold jewellery and valid KYC documents. The loan amount is determined based on the purity and weight of the gold. After valuation and approval, the loan amount will be disbursed quickly.
Disclaimer:
All loan details, interest rates, and terms are subject to change as per TNSC Bank’s policy. Please visit the official TNSC Bank website or contact your nearest branch for the latest and most accurate information.
