How to Apply for ICICI Bank Gold Loan
Online Application:
1. Visit the ICICI Bank Gold Loan page.
2. Click on "Apply Now".
3. Enter your full name, mobile number, and OTP.
4. Agree to the Terms and Conditions and submit.
5. A bank representative will contact you to guide you through the next steps.
In-Branch Application:
1. Visit any ICICI Bank branch with your gold jewellery and required documents.
2. Fill out the application form available at the branch.
3. The bank will assess the purity and weight of your gold to determine the loan amount.
4. Once approved, the loan amount will be credited to your bank account.
Documents Required:
- Two passport-sized photographs
- Identity Proof (any one): Aadhaar Card, Passport, Voter ID, Driving License
- Address Proof (any one): Aadhaar Card, Passport, Voter ID, Driving License, Job Card issued by NREGA
- Proof of landholding (if applying for an agricultural loan above ₹1 lakh)
Eligibility Criteria:
- Age: 18 to 85 years
- Nationality: Indian citizen
- Gold Purity: 18 to 24 carats
- Occupation: Salaried individuals, self-employed, business owners, homemakers, and senior citizens are eligible
Loan Details:
- Loan Amount: ₹10,000 up to ₹2 crore
- Interest Rates: Starting from 9.25% per annum
- Tenure: 6 to 12 months
- Repayment Options: EMIs, Bullet repayment, Partial repayments
For more information or to apply, visit the ICICI Bank Gold Loan page.
