SBI SimplyCLICK Credit Card – Benefits, Fees & Eligibility
The SBI SimplyCLICK Credit Card by State Bank of India is a top choice for online shoppers who want to earn rewards and enjoy simple benefits at a low cost.
Key Highlights
The card is best suited for frequent online shoppers. It offers 10X Reward Points on partner brands like Amazon, BookMyShow, Cleartrip, and Netmeds, and 1 Reward Point per ₹100 spent on other purchases. New users receive a welcome gift of ₹500 Amazon e-Gift Voucher. The annual fee is affordable and can be waived with high annual spending.
Fees and Charges
The joining fee is ₹499 + taxes, and the annual fee is ₹499 + taxes, waived on spends above ₹1 lakh per year. Finance charges can go up to 3.50% per month, and cash advance fee is 2.5% or ₹500, whichever is higher.
Eligibility Criteria
Applicants must be aged 21 to 60 years, either salaried or self-employed, with a minimum income of ₹20,000 per month. A credit score above 750 is preferred. Required documents include identity proof, address proof, and income proof.
Why Choose SBI SimplyCLICK
This card is excellent for digital payments and online purchases, offering high reward value on e-commerce platforms, with the option of annual fee waiver. It is backed by the trust of SBI.
How to Apply
Apply online via the official SBI Card website: https://www.sbicard.com/creditcards/sbi-simplyclick-credit-card
Summary
The SBI SimplyCLICK Credit Card is ideal for online shopping enthusiasts, offering great rewards, simple features, and a low annual fee that can easily be waived through regular usage.
Disclaimer
Information provided is for reference purposes only. Fees, offers, and eligibility criteria are subject to change as per SBI Card’s official policies. Please verify all details on the official SBI Card website before applying.
