RBI Silver Loan Rules 2026: Banks to Offer Loans Against Silver
Posted on: 02/Apr/2026 10:02:05 AM - No. of views : (1722)
The Reserve Bank of India (RBI) is set to roll out new guidelines allowing loans against silver from 2026, marking a major expansion beyond traditional gold-backed lending.
Under the proposed rules, banks and NBFCs will be able to accept silver jewellery and articles as collateral. The move is expected to improve access to credit, especially for rural and low-income borrowers who may not possess gold assets.
At the same time, stricter norms for valuation, loan-to-value limits, and documentation are likely to be introduced to ensure transparency and reduce risks in the lending system.
