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SBI Card ELITE – Lounge Access, Offers & Annual Fee

Posted on: 14/Oct/2025 12:10:46 PM

The SBI Card ELITE from State Bank of India is a premium credit card designed for frequent travelers and high-value spenders, offering exclusive rewards, airport lounge access, and lifestyle privileges.

Key Benefits: The card offers a welcome gift in the form of an e-Gift Voucher worth ₹5,000 from top brands like Yatra, Hush Puppies, Pantaloons, Aditya Birla Fashion, and Shoppers Stop. Complimentary movie tickets worth ₹6,000 are provided annually (up to 2 tickets per booking). Users can earn up to 50,000 Bonus Reward Points per year through milestone rewards. ELITE Rewards include 5X Reward Points on dining, departmental stores, and groceries, and 2 points per ₹100 on other spends (except fuel). The card also provides airport lounge access with 6 international visits per year and 2 domestic lounge visits per quarter. Other privileges include the lowest forex markup at 1.99% and exclusive concierge services for gift delivery, flowers, and online doctor consultation.

Additional Features: Cardholders can enjoy Mastercard/Visa/Amex privileges including discounts on hotels, golf courses, dining, and travel packages. Contactless payments ensure secure and convenient transactions. With global acceptance at over 24 million outlets worldwide, including 3,25,000 in India, users can make payments easily. Fuel surcharge waiver of 1% applies for petrol purchases between ₹500–₹4,000. The card also provides complimentary fraud liability cover up to ₹1 lakh, add-on cards for family members above 18 years, and flexible payment options like Flexipay, EMI conversion, and balance transfers.

Fees: Annual fee for the first year is ₹4,999 + taxes, with a renewal fee of ₹4,999 per year. Add-on cards are available at no additional fee.

Why Choose SBI Card ELITE: This card is ideal for premium users, travelers, and high spenders. It combines reward points, lifestyle privileges, and airport lounge access, offering exclusive benefits both internationally and in India. Cardholders also enjoy security, global acceptance, and flexible payment options.

Summary: The SBI Card ELITE is a premium credit card providing rewards, exclusive offers, and lounge access, perfect for frequent travelers and high spenders.

Disclaimer: Information is for reference only and subject to change. Fees, offers, and privileges are governed by SBI Card and card network terms. Always verify details on the official SBI Card website before applying.