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HSBC Personal Loan can be obtained for a number of purposes. You can use the loan amount to meet several expenses that include paying your pending bills, making home improvement, paying for your child's education fees or planning a short holiday trip. HSBC can provide tailored personal loans that will perfectly suit your needs and requirements. HSBC Bank personal loans are made available in several countries like Philippines, UK, Australia, Singapore, UAE, India, Malaysia, Indonesia and many other nations where HSBC branches are located. It is important for the borrowers to know that HSBC personal loans are available for only existing current account holders with the bank.
HSBC Personal Loan Rates
HSBC Bank personal loan interest rate is very competitive and borrowers can get affordable loan rates depending on their credit rating and income status. The bank offers a typical interest rate of 8.7% for personal loans within £7000 and £25000 for home improvements or car purchase. At present, eligible borrowers can get a net nominal rate of 1.3% per month on FlexiLoan. On the other hand, Graduate Personal Loan from HSBC are available at a typical rate of 8.7% APR. The personal and Graduate Personal Loan rates offered by the bank may probably change from time to time. However, once a loan term is taken, the rate will be fixed for the entire duration of the loan.
HSBC Personal Loan Calculator
It is essential for the borrowers to have a clear understanding of the personal loan rates that they are going to get with their loan term. To find a suitable loan rate and an affordable monthly payment, use the personal loan calculator offered by the bank at their official website. Your EMI is one of the most important things to consider while applying for a personal loan program. You can use the EMI calculator tool to calculate your monthly EMI by just providing the loan amount, loan duration and the interest rate.
If you are looking to avail a personal loan term from HSBC then you can get a quote by making an online application through the personal banking site of the bank. Moreover, you can check the application status of your loan online. HSBC further allow you to login to your personal loan account by registering for the online personal Internet Banking Services. Before making your application, it will be a wise decision to read all the important notes relating to the personal loan terms and conditions set by HSBC Bank.
You can make your personal loan application in one of the nearest branch or apply online to get instant quote and credit decision. Once approved, the bank will put the loan amount directly into your account.
HSBC Personal Loan Customer Care Number
Call 0800 032 4735 to talk to customer service representatives for more information on HSBC Personal Loan Settlement, Prepayment and loan protection. Textphone: 108001 0800 028 0126
Lines open from 8am to 10pm every Day except
Christmas Day, Boxing Day and New Year's Day.
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