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Apply for Kotak Credit Card Online - Process, Steps & Key Information

Posted on: 20/Nov/2025 3:20:59 PM

Kotak Bank provides the option to apply for a credit card online through a digital application process. Users can choose from different card variants based on their spending needs, including travel, fuel, shopping, movies, and general use. The online application system also allows instant issuance of a virtual credit card after completing verification.

How to Apply for a Kotak Credit Card Online

The Kotak digital application process involves the following steps:

Step 1: Select a Credit Card

- Choose a card based on your requirements such as:
- Travel
- Movies
- Shopping
- Fuel
- Rewards

Step 2: Enter Basic Details

- Submit the required information including:
- Name
- Mobile number
- PAN
- Aadhaar details

Step 3: Complete VKYC & Get Virtual Card

- Complete the Video KYC (VKYC) verification process.
- After successful verification, a virtual credit card is issued for immediate use on online transactions.
- Physical card (if applicable) is sent separately as per bank process.

Overview

- Online credit card application available through Kotak’s digital portal.
- VKYC enables faster approval and issuance of a virtual card.
- Suitable for users seeking a fully digital process with quick access to card services.

Disclaimer

- This information is for general reference only.
- Features, processes, and availability may change as per Kotak Mahindra Bank’s official policies.
- Applicants should verify the latest details on the official Kotak Bank website before applying.