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How to avoid/escape cheating in online shopping?
Posted on: 07/Nov/2016 10:42:39 AM
Online shopping has become hugely popular among the buying public. With attractive offers and discounts, the growth in online sales has also been phenomenal.
While shopping online, most people prefer paying through the online payment facility. Most customers use the internet banking offered by the banks and also mobile banking to pay. The problem starts here. The criminals or hackers (in this scenario) manage to steal the passwords of the financial transactions used by the customers and indulge in crime. There are a few tricks used by these hackers.
Fake internet
The advancing technology is misused to create fake internet which functions just like the genuine internet and through this, the details of the credit cards and debit cards used during the financial transactions get easily stolen. So, it is better to confirm that the internet used during online trading is the genuine internet.
Keystroke Locking
With the software known as Keystroke Locking, it is quite easily possible to download the passwords used in net banking through debit or credit cards. This technology imbibes all the letter/characters used while typing and enable to steal the buyers’ data as well as money.
Stealing using the software Malware
All credit cards data are stolen using the Malware from the ATMs and the Server Computers kept by the banks.
Stealing by Phishing and vishing
There bright chances of data on financial transactions to be stolen through the technologies of phishing and vishing. The important details such as fingerprints, and ATM PIN code, bank account numbers, etc using the SMS messages on the cell phone are stolen and financial transactions are blocked.
Fake SIMs
The criminals who buy fake SIM cards of the customers giving Fake Identity cards use this to get the OTP (One time Password) given by the banks and use them for stealing.
Using unsafe Mobile Applications
ATM PIN Codes and bank account numbers are stolen when the customer used certain unapproved fake Mobile Apps in their cellphones. So, if we are careful when installing Apps, this can be avoided.
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