Federal Bank Credit Card - Features, Benefits & Charges
Features & Benefits
- Annual Percentage Rate (APR): Starting from 1.99% p.m. (23.88% p.a.)*
- Reward Structure:
- 3X rewards on Electronics & Apparel spends
- 2X rewards on Entertainment spends
- 1X reward on all other eligible spends
- Welcome Benefit: Amazon Pay e-Voucher worth ₹200 on minimum spend of ₹3,000 within first 30 days
- Lounge Access:
- 1 Complimentary Domestic Lounge visit in the next quarter on spending ₹20,000 or more in a quarter
- Movie Offer: BOGO (Buy One Get One) on INOX movie tickets, once per quarter
- Dining & Lifestyle:
- Complimentary Swiggy vouchers on quarterly spend of ₹20,000
- Visa Privileges:
- Access to multiple Visa offers across travel, dining, shopping, entertainment, sports, and lifestyle
Fees & Charges
- APR (Dynamic): 1.99% - 3.75%, linked to Average Monthly Balance (AMB) in the operative account
- For complete details, refer to the Most Important Terms & Conditions (MITC)
Do Not Call (DNC) Service
- Customers who do not wish to receive marketing calls or SMS related to credit card products can deregister their contact number through the official DNC facility.
*T&C Apply
Disclaimer
This information is provided for general reference only and is not an official communication from Federal Bank. Credit card features, rewards, fees, eligibility, and terms are subject to change without prior notice. Users are advised to refer to the official Federal Bank website and applicable MITC for the most accurate and updated information.
