What You Should Know Before Choosing Professional Negligence Insurance for Medical Establishments

This policy provides protection against legal liability arising from errors, omissions, or negligence by medical professionals or staff.

What It Covers

- Legal liability for injury or death of a patient - Covers acts by doctors, qualified assistants, nurses, and technicians - Includes claims due to errors, omissions, or negligence in services provided

What Is Not Covered

- Conditions related to HIV - Cosmetic procedures like plastic surgery or grafts (except specific medical cases) - Genetic damage from X-ray or radioactive treatments - Terrorism-related claims

Disclaimer

This is a general overview for understanding purposes. Refer to the policy document for complete terms, conditions, and exclusions.