Digital Assets, YouTube Income & OTPs: Why Modern Wills Must Go Beyond Property

In today’s digital age, assets are no longer limited to land and gold. From YouTube channels to online investments, modern wealth is increasingly digital.

Experts say anything that generates income - even social media accounts - must be included in a will.

Surprisingly, even mobile phones and OTP access play a critical role. Without proper planning, families may struggle to access accounts, reset passwords, or claim earnings.

Financial advisors recommend maintaining a clear record of:

- Assets and investments
- Login credentials (securely stored)
- Contact details of nominees

As India’s wealth evolves, so must its approach to inheritance.

A modern will isn’t just about property - it’s about complete financial clarity.