Loans on Silver Jewellery to Begin from April 1 Next Year
Posted on: 12/Nov/2025 5:29:49 PM
The practice of providing loans against silver jewellery will come into effect from April 1 next year, following approval from the Reserve Bank of India (RBI). The RBI has also released detailed regulations for silver jewellery loans.
According to the guidelines, loans will be sanctioned only against silver jewellery or coins, and not on silver bars. Borrowers can avail loans for silver jewellery up to 10 kg and silver coins up to 0.5 kg. Banks have been permitted to provide loans amounting to 70% to 85% of the market value of the pledged silver.
