Diwali Bonus WhatsApp Scam 2026: Fake Government Links Can Steal Your Bank Account Money

Cybercrime officials have warned the public about fake WhatsApp messages circulating in the name of Diwali bonus payments. These messages claim that the Central or Tamil Nadu government is offering a festive bonus of ₹5,000 and ask recipients to click on a link to claim the money.

However, these links may lead to fraudulent websites designed to steal personal and banking information. People are advised not to trust such messages or share their details through unfamiliar links.

How Does the Diwali Bonus WhatsApp Scam Work?

Fraudsters send messages through WhatsApp, Telegram and SMS claiming that people are eligible for a government Diwali bonus. The messages often include links to websites that resemble official government portals.

After clicking the link, users may be asked to enter personal details such as their name, mobile number and bank account information. Some fraudulent websites may also demand a small processing fee to release the bonus.

In certain cases, users may be encouraged to download APK files or applications containing malicious software. Such files can compromise mobile devices and expose sensitive information, including OTPs and UPI-related details.

Cybercrime Police Warn Against Fake Diwali Bonus Links

Cybercrime authorities have cautioned people against clicking on suspicious links promising free money, festive rewards or government benefits.

Government benefits should always be verified through the concerned department`s official website or verified communication channels. People should not forward suspicious messages to friends or family members.

Similar fake messages have reportedly circulated during previous festive seasons, including offers of free mobile recharges and cash rewards.

How to Avoid Diwali Bonus Online Scams

Follow these safety measures to protect your money and personal information:

1. Avoid Unknown Links: Do not click on WhatsApp or SMS links promising free Diwali bonuses or cash rewards.

2. Verify Government Schemes: Check benefit announcements through official government websites and verified social media accounts.

3. Never Share OTPs: Do not disclose OTPs, UPI PINs, passwords or banking details to anyone.

4. Avoid Unknown APK Downloads: Never install applications received through suspicious links or messages.

5. Do Not Pay Processing Fees: Be cautious of websites demanding money to release an unexpected government bonus.

6. Avoid Forwarding Suspicious Messages: Do not spread unverified bonus offers to other contacts.

How to Report a Diwali Bonus Cyber Fraud

If you receive a suspicious message, avoid interacting with the link and do not provide any personal or financial information.

If you have lost money through an online fraud, immediately call the national cybercrime helpline 1930 or submit a complaint through the official National Cyber Crime Reporting Portal .

Quick reporting can help authorities take action and may improve the chances of preventing further financial loss.

Stay Alert Against Fakake Government Bonus Messages

People should remember that a WhatsApp message alone does not confirm the availability of a government benefit. Always verify bonus announcements through official sources before sharing personal information or making payments.

Disclaimer: This article provides general cyber safety information. Verify government benefit announcements through official channels and report suspected online financial fraud promptly.