Kumari Palany & Co

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Corona Kavach - a smart option to cover against COVID related high Medical Costs

Posted on: 12/Aug/2020 9:42:17 AM
In view of the global pandemic COVID-19, a standard COVID related health policy CORONA KAVACH has been launched recently by Dakshin Capital.

This is a specific product addressing basic health insurance needs of insuring public related to COVID-19.

This product has been launched by general insurers as well as standalone health insurers as a standard product with common policy wordings across the industry as per the guidelines of IRDA.

The features of the policy are as below

Sum Insured range? Rs.50,000/- to Rs.5, 00,000/-

Entry Age? 18 to 65 years

Who can be covered? Policy can be issued covering self (proposer), legally wedded spouse, parents and parents-in-law, dependent children (i.e., naturally or legally adopted) between the age day 1 to 25 years. If the child above 18 years of age is financially independent, he or she shall be ineligible for coverage.

Policy Period is three and half months (3 ½ months or 105 days), six and half months (6 ½ months or 195 days), nine and half months (9 ½ months or 285 days).

Lines of treatment covered? Allopathy, AYUSH (Up to 100% of SI)

Ambulance Charges covered up to sub-limit mentioned.

Pre and Post Hospitalization up to 15 days and 30 days respectively. 

Basic Hospitalization Coverage for all claims pertaining to COVID-19.

Cashless Facility available at Network Hospitals Only through TPA.

This is a Short Term Policy, with no renewal. However, fresh Policy may be bought where waiting period will apply.

No Prescreen Tests required to apply for the policy

For more details on the policy click the following video link - https://youtu.be/tOZNpOfZ20Y

You can also reach us at 044-42023300 or mail us at info@dakshincapital.com to get more details or clarifications on the policy.