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How to get CIBIL score free on WhatsApp?
Posted on: 29/Jun/2018 3:19:25 PM
It is a regular procedure for the banks to check up the CIBIL score (credit score) whenever loan facility is sought by the clients.
In India, some companies including TransUnion Cibil, Equifax Credit Information Services Pvt. Ltd, Experian Credit Information Co. of India Pvt. Ltd and CRIF High Mark Credit Information Services Pvt. Ltd. Provide the credit score. However, the banks mostly use the CIBIL score to check the credit/financial status.
Credit score
It is just sufficient to check the credit score before applying for a loan. It can be verified whether the loan will be processed or not. A good credit score helps an easy and quick process to get a loan.
The benefits of high credit score
When the credit score is high, some banks do offer loans at lower interest rates. Mostly, the loan-seeking citizens get to know about the credit only after applying for loans. Sometimes, one needs to pay charges to obtain the credit score.
WhatsApp
However, in a recent development, WhatsApp has provided to get the credit score free. WhatsApp has joined with another concern Fintech Startup to provide the WhatsApp credit score. It is noteworthy here that this is the 1st ever the time in the history such service Apps are provided.
Loan
The company Wishfin, which merged with WhatsApp 6 months ago, has been providing the services for loan and credit card applications.
Missed call
To get the credit score through WhatsApp, as a 1st step, one has to make a missed call to the number 9297151151.
WhatsApp chat
Immediately on receipt of the missed call, the relevant mobile number will be added to the CIBIL score WhatsApp chat.
Required information
The date of birth, PAN, Residential Address, the city of residence, and e-mail ID. These details must be sent through chatting.
OTP (One-Time Password)
The company Wishfin will send the OTP to the cell number as well as e-mail ID. Only after all above data has been verified, the credit score would be given.
Voice Service
Wishfin has informed that it will introduce voice mail services to provide a variety of services as it is under advanced progress.
